Five Promoted at First National Bank & Trust

First National Bank & Trust is pleased to announce the promotions of five employees. The announcement was made by David Kashian, President and CEO:

“These employees illustrate the depth and breadth of talent and experience in our organization, and allow us to continue to promote from within, which creates opportunities for advancement for our employees,” said Kashian. “We are proud to recognize these individuals contributions to First National Bank & Trust’s success and continued growth with these promotions.”

Jean O’Dette has been promoted to Retail Lending Manager. She will be responsible for all retail lending activities, including mortgage, HELOC, and consumer lending, as well as credit card and overdraft protection programs. This also includes reviewing and analyzing the processes of the retail lending programsin keeping with the Bank’s policies and procedures. Ms. O’Dette joined the company in January 2010 as the Bank’s first credit analyst and has been working in the capacity of Vice President/Business Banker since March 2014. She currently is the Security Officer and is involved in many internal committees. She was previously with MFC First National Bank/Wells Fargo Bank, where she served in the capacities of customer service, branch manager, mortgage department manager and Vice President of Retail Lending. She received an associate degree from Bay de Noc Community College and is a 2015 graduate of the MBA Commercial Lending School. Over the years she has completed many courses, including the Robert M. Perry School of Banking, College of Sales Management, Advanced Leadership Seminars and Successful Money Management, among others. She is very active in the community, volunteering her time to many groups, including serving on the Board of Directors for the Dickinson Area Chamber Alliance and Treasurer for IM-K Builders Exchange, Carney Lake Association and Carney Lake Boards.

Barbara Cromell has been promoted to the position of Controller. She is responsible for maintaining the Bank’s system of accounting records and a comprehensive set of controls designed to mitigate risk, enhance the accuracy of the company’s reported financial results, and ensure that reported results comply with generally accepted accounting principles. This includes preparing financial statements, reports for the Board of Directors, management, and regulatory agencies. She also works with managing the Bank’s cash position, reconciling the Bank’s investments, and managing accounting accruals, prepaid expenses, and reserves. Ms. Cromell obtained her bachelor’s degree in Accounting from Northern Michigan University and is a Certified Public Accountant. Upon to returning to the Upper Peninsula, she worked as an auditor in the Lansing and Detroit areas. Prior to joining First National Bank & Trust, she worked as an accountant in Marquette. She is also a participant in the Kingsford Krush roller derby league, as well as a coach for the Junior team.

Matt Donovan has been promoted to the position of Retail Loan Underwriter. He is responsible for underwriting Government Sponsored enterprise (GSE) loans, as well as in-house mortgage and installment loans. Mr. Donovan graduated from Michigan Technological University in 2007 with a bachelor’s degree in Business Administration. Prior to joining First National Bank & Trust in July 2017 as a Default Servicer, he served in Operation Iraqi Freedom from 2003-2004 with the 1438th Engineer Detachment out of Grayling, MI.

Cole Grenier has been promoted to the position of Business Banker. He will be working with businesses to help them plan for all their current and future needs, including commercial loans, depository, and treasury management needs, as well as establishing and maintaining portfolio growth goals and profitability. Mr. Grenier graduated from Northern Michigan University in December of 2016, with a bachelor’s degree in Business Management. He also attended MBA Commercial Lending School in November of 2017 and is currently participating in a yearlong Leadership Academy at Bay College. He started his career at First National Bank & Trust as a summer student Teller, before joining as a Credit Analyst upon graduation. He is involved with several community organizations, serving as Financial Secretary at Trinity United Methodist Church, and is a member of the IM-K Lions Club. He also serves on the Buckmasters Committee and volunteers as an assistant with the Iron Mountain High School baseball team.

David Kayser has been promoted to the position of Retail Lender. He is responsible for developing and servicing consumer loans, including residential mortgage loans, auto loans and unsecured personal loans. Mr. Kayser graduated from Northern Michigan University with a bachelor’s degree in Business, majoring in Financial Management. Previously, he worked at mBank as a mortgage underwriter and for Citifinancial, Inc. as a Branch Manager.
He has been with First National Bank & Trust since 2013 in the lending department as a Mortgage Underwriter. Mr. Kayser is also an Officer on the Lake State Bankers Association, Inc. board.